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Carina Luk has a diverse work experience in the finance industry. From January 2012 to May 2017, they worked as a Senior Financial Auditor at StewartBrown. Carina then joined SCA Property Group in May 2017 as a Property Management Accountant, and later transitioned to the role of Portfolio Accountant from November 2018 to October 2019. From October 2019 to December 2020, Carina worked as a Senior Financial Analyst at SCA Property Group. Most recently, they joined HMC Capital in December 2020 as a Finance Manager.

Carina Luk obtained a Bachelor of Commerce (B.Com.) degree in Accounting from Macquarie University from 2008 to 2012. Carina then pursued a Graduate Diploma of Chartered Accounting from Chartered Accountants Australia and New Zealand, completing it from 2012 to 2014. Additionally, in 2009, they attended Beijing Language and Culture University for a BLCU Chinese Language Course (Intensive). Their secondary education took place at Hornsby Girls' High School from 2002 to 2007.