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Bob Cerkovnik has over 35 years of work experience in the banking industry. Bob most recently served as the Chief Credit Officer and SVP at Hilltop Bank since 2018. Prior to that, they held various roles at First Interstate Bank, including SVP/Chief Credit Officer from 2010-2016, VP/Senior Credit Officer from 1999-2010, VP/Credit Review Manager from 1997-1999, and VP/Special Assets Administrator from 1994-1997. Before joining First Interstate Bank, they worked at First Interstate Bank of Arizona as a Team Leader in the Credit Review Department from 1991-1994 and at First Bank of Montana as part of the Credit Administration - First Bank Services team from 1989-1991. Bob began their career at the Office of the Comptroller of the Currency as an Associate National Bank Examiner from 1983-1989. Throughout their career, Bob has gained expertise in lending, loan policy, credit quality reporting, loan loss reserve calculations, and risk management. Bob has also demonstrated strong leadership skills, overseeing staff, managing credit approval processes, and serving as a primary contact for regulators and auditors.

Bob Cerkovnik attended The University of Montana - College of Business from 1979 to 1983, where they earned a Bachelor of Science degree in Management & Finance. Bob also attended Pacific Coast Banking School at the University of Washington from 1999 to 2001, although no degree or field of study is specified for this period.