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Toni Melton has a diverse work experience spanning several roles and companies. Toni began their career in 1984 as an Assistant Marketing Director at Mangelsdorf Co Assoc and remained in that role until 1995. In 1996, they joined Hibbs-Hallmark & Company as a Producer, where they worked until 1998. Following that, they joined Capps Insurance Agent in 1997 as an Employee Benefits Producer, a position they still hold. Most recently, Toni joined Higginbotham in 2016 as a Vice President of Employee Benefits. In January 2019, they were promoted to the role of Executive Vice President of Employee Benefits.

From 1978 to 1982, Toni Melton attended Stephen F. Austin State University and earned a Bachelor of Business Administration (B.B.A.) degree. Their field of study was Marketing/Marketing Management, General.