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Seth Onderstal's work experience includes serving as a Vice President at Heritage Bank since 2023. Before that, they worked as a Loan Officer at Elkhorn Valley Bank & Trust from 2015 to 2023. Prior to that, they held positions as a Loan Processor at Kearney Federal Credit Union, a Financial Services Representative at Bank of the West, and an Intern at Elkhorn Valley Investments, all in 2014. Seth started their career as a Bank Teller at Heartland Bank (NE) from 2012 to 2014.

Seth Onderstal attended Wayne High School from 2007 to 2011. Upon graduating high school, they enrolled at the University of Nebraska at Kearney, where they pursued a Bachelor of Science degree in Finance, General. Seth studied at the university from 2011 to 2015, completing their undergraduate education in the specified field of study.