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Divya Bonagiri has extensive experience in credit management, currently serving as Lead Credit at Hero FinCorp since April 2022. Previously, Divya held the position of Regional Credit Manager at Bajaj Finserv from December 2019 to April 2023. Divya also worked at L&T Financial Services as Senior Credit Manager and Credit Manager in Real Estate Finance from December 2017 to November 2019. Earlier in the career, Divya served as a Senior Analyst and Associate Analyst at ICRA from March 2013 to December 2017 and completed an internship at P.C.S. Securities in 2012.