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Chukwuemka Onwuedo is an experienced financial professional with a strong background in credit risk analysis and product management. At Heritage Bank Plc since July 2015, Chukwuemka has developed and implemented credit policies to manage credit risks while also driving product strategies that enhance revenue growth and customer satisfaction. Prior to this role, Chukwuemka served as a Product Analyst at Enterprise Bank Limited, focusing on data analysis to inform strategic decision-making, and as a Business Development Manager at Spring Bank Plc, where marketing strategies were executed to boost brand awareness and customer retention. Chukwuemka holds a Bachelor's degree in Economics from Abia State University and is pursuing a Master's in Business Administration with a focus on Financial Management at the National Open University of Nigeria.