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Kellie Acosta is a seasoned professional in credit risk management and analysis, currently serving as a Credit Policy Analyst at Heritage Bank since November 2021. With a robust background that includes roles such as Retail Credit Risk Assessment Manager at Bank of Queensland and Account Credit Manager at John Deere Financial, Kellie has accumulated extensive experience in financial operations. Additionally, previous positions held include Acting Credit Manager at Coventry Group LTD, Insolvency Officer and Credit Officer at Cleanaway Waste Management Limited, and various accounting roles at H&R Block, Valueplus Accounting, Creative Economy, and Winter Magic Ice Skating. Kellie holds a Bachelor of Accounting from the University of South Australia and has foundational education from St Aloysius College Adelaide.