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Miguel da Costa Avelar is an experienced professional with a strong background in finance and risk management, currently serving as Cluster Lead in Brand Strategy and Content Production at Henkel since April 2018. Previous roles at Henkel include Manager of the CFO Office and Treasury Manager. Before joining Henkel, Miguel worked as a Consultant in Risk Advisory at Deloitte, specializing in corporate treasury and financial risk solutions. Experience also includes a trainee position at Banco Santander in Finance & Risk Management, and internships at BMW Group, Estrateplan, and Konica Minolta Europe, covering areas such as treasury management, M&A advisory, and marketing. Miguel holds a Master of Science in Financial Economics and a Master in Finance from Maastricht University and Nova School of Business and Economics, respectively, along with a Bachelor of Science in Economics and Business Economics from Maastricht University.