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Sergio Fernández has a diverse work experience spanning multiple industries and roles. Sergio is currently the Director General at Helloteca since November 2021. Prior to that, they worked as the Chief Commercial Officer (CCO) at Acierto.com from May 2021 to October 2021. From April 2019 to October 2021, Sergio served as the CEO of CrediMarket.com and also held the position of Managing Director from October 2017 to March 2019. Before that, they worked at Friendly Finance Group as the Latin Regional Manager (4Finance Group) from July 2017 to October 2017, and as the Managing Director Spain (4Finance Group) from March 2015 to October 2017. Sergio also has experience at CrediMarket.com as the Director de Negocio from December 2010 to March 2015 and at HelpMyCash.com as the Responsable de Producto y Atención al Cliente from November 2008 to March 2010. Earlier in their career, they worked at GMAC ResCap as the Responsable de Políticas y Procedimientos de Riesgo from 2007 to 2008, and at Caixa Penedes as an Analista Senior en el Departamento de Organización from 1999 to 2007.

Sergio Fernández completed their education in a chronological order as follows:

From 2014 to 2015, they attended IESE Business School, where they pursued the PDD - Programa de Desarrollo Directivo, which is an executive education program.

From 1999 to 2003, they studied at Universitat Autònoma de Barcelona and obtained a Licenciatura degree in Economics.

Prior to that, from 1996 to 1999, they pursued a Diplomatura in Business Sciences at the same university, Universitat Autònoma de Barcelona.

Based on the provided information, it can be concluded that Sergio Fernández has a strong educational background in economics and business, having completed programs at prominent institutions such as IESE Business School and Universitat Autònoma de Barcelona.