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Wayne Holt is a seasoned professional with extensive experience in credit risk management and mortgage insurance, currently serving as a Senior Credit Risk Manager at Helia since April 2004. In this role, Wayne focuses on optimizing credit quality and performance within the company's risk appetite and leads innovative initiatives to enhance insights and value across the organization. Previously, Wayne held various positions, including Policy Review Manager, where large LMI claims were reviewed, resulting in significant savings, and Audit Manager, where the insurance audit team was expanded and managed effectively. Wayne's earlier career includes roles at Commonwealth Bank and ANZ, as well as a solid educational background with degrees in Business Management and Accounting.