Tamina L. O'neill

EVP, Chief Risk Officer at Heartland Financial USA

Tamina comes to HTLF with extensive senior management and leadership experience having worked in small, mid-size and larger global financial institutions. Her financial services and compliance career started 30 years ago in a leadership development program at LaSalle Bank/ABN AMRO (at the time, a prominent banking organization owned by a multi-national global financial institution). Over the course of her career, she has been involved with and/or led teams in government lending, commercial banking compliance, corporate compliance, operational risk and enterprise risk. She has built numerous compliance and risk management programs from the ground-up, while proactively managing regulatory affairs. She most recently served as SVP Director of Enterprise Risk Management/Operational Risk for former MB Financial Bank, NA (Fifth Third Bank) in Rosemont, Illinois.

Tamina’s comprehensive experience is complemented by an impressive educational background. She holds an undergraduate degree from Dominican University, graduating Magna Cum Laude, and she earned her MBA from the Booth School of Business – University of Chicago, concentrating in Finance/Strategy. As head of SBA/Government Lending, she received various awards including IL Small Business Financial Advocate of the Year. has also completed her formal credit training from the former LaSalle Bank Commercial Lending Credit Training Program, including various courses from the American Institute of Banking. As a risk practionner, also participates as a panelist and speaker for the American Bankers Association (ABA) risk management conferences and events. She serves on the Mid-Size Bank Coalition Chief Risk Officer’s forum and on the Mid-Tier Council for the Risk Management Association.

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