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Joe Werner has a diverse work experience in the financial industry. Joe is currently working at HTLF as the Senior Vice President and Credit Officer. Prior to this, they held various roles at Fifth Third Bank, including Credit Officer in the National Healthcare Vertical and Regional Credit Officer in Healthcare and C&I. Joe also worked at Charter National Bank & Trust as the Chief Lending Officer, Independent Bankers' Bank as the Chicago Market Manager and Senior Credit Officer, and Merrill Lynch Business Financial Services as the Global Bank Group Vice President. Throughout their career, Joe has demonstrated expertise in risk oversight, credit adjudication, client selection, deal structuring, and portfolio management.

Joe Werner holds a Bachelor's degree in Finance with a minor in Economics from Illinois State University. No specific start or end year is provided for their education.