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Derek Bex is a Credit Analyst II at Heartland Bank and Trust Company, where responsibilities include preparing comprehensive management reports and participating in cross-training to enhance commercial real estate knowledge. Prior experience includes analyzing the financial condition of commercial borrowers as a Credit Analyst and supporting athletic event operations as a Facility Attendant/Event Staff at North Central College. Bex also completed a Financial Services Internship at HighPoint Planning Partners, focusing on retirement plan communication and database management. Bex holds a Bachelor of Business Administration with a concentration in Finance and Economics from North Central College.