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Bhupesh Sable is a seasoned finance professional with extensive experience in credit analytics and risk management. Since joining HDFC Bank in July 2007, Bhupesh has held various senior roles, including Senior Vice President of Credit Analytics and Innovations, Vice President of Risk Analytics, Team Lead of Risk Analytics, Area Credit Manager for SME Segments, and Policy, Reporting, and Early Warning Manager. Prior experience includes serving as an Assistant Manager in Credit MID Office at ICICI Bank LTD and as an Executive Assistant in Corporate Affairs at Mahindra Finance. Bhupesh holds a Chartered Accountancy degree from ICAI and a Bachelor of Commerce in Accounting and Finance from Model College.