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Tran Phuong is a seasoned professional in the banking industry, currently serving as Head of Commercial Banking at HDBank since January 2019, with previous roles including Deputy Director within the same division. Tran's extensive career spans several prominent institutions, including BNP Paribas as Head of Coverage for the HCMC branch from December 2011 to July 2018, and leadership positions at Orient Commercial Joint Stock Bank, Tien Phong Bank, Techcombank, EPS Empower Securities, Citi, and Standard Chartered Bank, where responsibilities included senior management roles and corporate sales. Tran holds a Maitrise in International Economics from the University of Aix-Marseille II and a Bachelor’s degree in International Trade from HCMC University of Economics.