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Richard Tran, MBA, currently serves as a Pricing and Underwriting Analyst at Hawaii Dental Service (HDS) since January 2020. Prior experience includes a role as a Relationship Officer at Hawaii National Bank from April 2012 to January 2020 and as a Merchandiser at Costco Wholesale from November 2003 to November 2006. Richard obtained a Master of Business Administration degree from the University of Hawai‘i - Shidler College of Business in 2019 and holds a Bachelor's Degree in Finance from the same institution.