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Huw Bebb is a seasoned professional in the field of credit risk analysis and management, currently serving as a Senior Analyst at Hastings Direct since May 2023. Prior experience includes roles as Credit Risk Manager at Monmouthshire Building Society and Credit Risk Analyst at both Jaja Finance and 118118Money, where Huw developed collection communication strategies, managed CRA relationships, and enhanced data structures for reporting. Huw holds a Bachelor's degree in Mathematics from Cardiff University, which supports a strong analytical foundation for identifying trends and behaviors within financial portfolios.