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Shama Shah has a diverse work experience in roles related to compliance and risk management. Shama is currently working as a Compliance Manager at Harmoney since June 2023. Prior to this, they worked as a Regulatory Compliance Advisor at TSB New Zealand from May 2021 to May 2023. Shama also served as a Compliance Manager at Thorn Group Financial Services from August 2019 to May 2021. Before that, Shama held the position of Risk and Compliance Manager at Instant Finance Limited from September 2017 to August 2019. Shama started their career as a Commercial Recovery Analyst at Dorchester Finance Limited in January 2016 and worked there until September 2017. In addition, Shama has experience working at Fletcher Building as a Credit Risk & Recovery Analyst- Solicitor from an unspecified date in 2014 until January 2016. Prior to entering the private sector, they worked at Inland Revenue NZ. Shama'sroles at Inland Revenue included Acting Team Leader from October 2013 to July 2014 and Collections Officer from August 2008 to January 2014.

Shama Shah began their education at Aorere College, although the specific dates are unknown. Shama then attended Kamil Muslim College, but no further details about their time there are provided. Shama later enrolled at The University of Auckland, starting in 2006 and completing their Bachelor of Commerce degree in Accounting & Commercial Law in 2008. Following their undergraduate studies, they pursued a Bachelor of Laws (LLB) degree at Auckland University of Technology from 2010 to 2014. Shama returned to The University of Auckland to earn a second Bachelor of Commerce (B.Com.) degree, specializing in Accounting & Commercial Law, although the dates of this program are not mentioned.