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Manish Khera has been working in the financial services industry since 1993. Manish began their career at ICICI Bank Limited, where they held the roles of Joint General Manager and Assistant Vice President. In 2005, they founded FINO and served as its MD and CEO. From 2010 onwards, they have been an investor and board member for multiple companies, including Meradoctor, Dhanax, YTS, FarMart, Ambee, IMV, Healthfin, Home Capital, and Peebuddy. In 2015, they became the MD and CEO of Airtel Payments Bank, and in 2016 they founded HAPPY - Financial Services, where they currently serve as the Founder and MD.

Manish Khera completed their Bachelor of Engineering (BE) in Electrical from Delhi College of Engineering in 1987 to 1991. Manish then pursued their Master of Business Administration (MBA) in Finance and General from Faculty of Management Studies - University of Delhi between 1991 to 1993. Manish went on to receive their MPhil in Environment & Development from University of Cambridge in 1998 to 1999.