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Carl Rackley has a strong background in the banking industry, holding various senior vice president roles at Hancock Bank, First Tennessee Bank, and National Bank of Commerce. Carl'sexpertise includes strategic planning, wholesale administration, integration activities, credit risk management, and small business executive roles. Rackley began their career in technology as a Systems Analyst at Holiday Inns Inc.

Carl Rackley completed their Bachelor of Business Administration in Management Information Systems at Delta State University from 1979 to 1982. Carl then went on to pursue a Master of Business Administration in Finance at The University of Memphis, graduating between 1983 and 1987.