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Zulfiqar Alavi is currently the Chief Risk Officer at Habib Metropolitan Bank, a subsidiary of AG Zurich. Prior to this role, Zulfiqar held various senior executive positions at United Bank Limited and Union Bank Limited, overseeing risk management, credit policy, and corporate banking functions. With extensive experience in the banking industry, Zulfiqar has managed portfolios worth billions of PKR and has been instrumental in developing strategic plans for business growth. Zulfiqar Alavi holds a B.Sc. in Economics & Finance from Macalester College.