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Shahid Abbas is a seasoned credit risk management professional with extensive experience across multiple financial institutions. Currently serving as Senior Credit Risk Manager at HBL Bank UK since December 2022, Shahid is responsible for assessing and approving credit proposals, reviewing management information systems reports, and ensuring compliance with credit risk appetite. Previously, Shahid held leadership roles such as Head of Credit Approval & Remedial Management at Habib Bank Zurich Plc and Manager at Dubai Islamic Bank, focusing on client needs, transaction structuring, and risk mitigation. With a background as a Credit Analyst in various institutions, including Habib Bank AG Zurich and Riyad Bank, Shahid has built a robust career in credit analysis and management, supported by an MBA and BBA in Finance from Hamdard Institute of Management Sciences.