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Watfa Abdulkarim has a diverse work experience spanning over several years. Watfa is currently the Head of Human Resources at Habib Bank AG Zurich, a position they have held since October 2022. Prior to that, they worked as the Head of Human Resources in the UAE for the National Bank of Bahrain from July 2022 to October 2022. From October 2012 to July 2022, they served as the Emiratisation & Human Resources Business Partner at the National Bank of Fujairah. Before that, they worked as a Retail Banking Executive at Emirates Islamic from March 2011 to September 2012. Watfa'searly career included a role as a Junior Research Analyst at Emirates from December 2006 to August 2008.

Watfa Abdulkarim attended the Higher Colleges of Technology from the year 2003 to 2006. Watfa pursued a course in Information Technology during their time at the institution.