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Muhammad Rafay Khan is a skilled Business Intelligence Developer currently working at Habib Bank AG Zurich since December 2022, where responsibilities include analyzing business requirements and creating visual dashboards using IBM Cognos Analytics. Prior experience includes a Software Developer role at Siddiqsons Group, focusing on web application development and SQL database support, and an IFS-EAM Technical Consultant position at Synergy Computers, where hands-on experience with ERP applications and banking software was gained. Muhammad Rafay Khan's career also features a Graphic Designer role at Group Tuition Centre, involving design work across various techniques. Education includes a Bachelor's degree in Computer Science from the Karachi Institute of Economics & Technology, complemented by an intermediate degree in Pre-Engineering and matriculation in Computer Science.