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Carlos Carvalho is an experienced professional in the financial sector, currently serving as a Senior Account Executive at Grupo OSCAR since June 2020, where responsibilities include managing credit operations and financial products. Additionally, Carlos holds a managerial position at FestCard since June 2021 and previously worked as a manager at Servir administradora de cartões from September 2012 to June 2020. Carlos has a Bachelor's degree in Economics from Universidade Federal Rural do Rio de Janeiro and has completed several advanced degrees, including a Master's in Administration, Business, and Marketing from Cefet/RJ, and a PDD in Administration and Business from Fundação Dom Cabral.