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Sandeep Bhalla

Gm, Saripay Financial Services at GrowSari

Sandeep Bhalla has a comprehensive work experience spanning over several companies and roles. Sandeep is currently serving as the General Manager of SariPay Financial Services at Growsari, where they are responsible for driving the overall strategy, P&L, and product development across various financial services. Prior to this, they worked at Boston Consulting Group as a Senior Advisor in the Financial Institutions and Consumer Group practice from 2019 to 2021.

Sandeep has also held positions at SoHo Advisors Pte Ltd as a Senior Advisor in the Payments and Lending Vertical from 2020 to 2021, and at NTUC Enterprise Co-operative Limited as the Chief Executive Officer (CEO) of NTUC Link and Chief Analytics Officer of NTUC Group from 2017 to 2019. During their time at NTUC, they successfully set up a separate legal entity and scaled its consumer digital platform, driving customer engagement across multiple industries.

Before that, Sandeep worked at Citi as the Managing Director and Chief Analytics Officer for the APAC and EMEA regions from 2013 to 2016. Sandeep also served as the MD and Country Head of Retail Banking, Wealth Products, and SME Banking at Citi India from 2011 to 2013. At Citi, they led a diverse business group and was responsible for sales, product development, and branch network management.

Prior to joining Citi India, Sandeep worked at Citi as the MD and Country Head of Credit Payment Products, overseeing the turnaround and transformation of the business unit during a credit crisis. Sandeep also served as the Regional Vice President for Asia Pacific in the Decision Management division and held the position of Senior Vice President in Decision Management, both at Citi.

Earlier in their career, Sandeep worked at PriceWaterhouseCoopers as a Senior Consultant in CRM Strategy and at JPMorgan Chase & Co. as a Vice President in Portfolio Risk Management.

Overall, Sandeep has extensive experience in financial services, strategic planning, product development, and data analytics across various organizations.

Sandeep Bhalla completed their Master of Business Administration (MBA) degree in General Management from Drexel University, attending from 1991 to 1995. Prior to that, they pursued a Master of Science (MS) in Statistics at the University of Southern Maine, from 1989 to 1991. Additionally, Sandeep Bhalla attended La Martinere College, although the specific dates and details of their education at that institution are not provided.

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