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Nick Garcia is a Vice President, Commercial Lending Officer at Grove Bank & Trust since April 2015. He previously held a Senior Vice President Relationship Manager position at Citi from August 2012 to April 2015 and a Vice President, Commercial Lending Officer role at Coconut Grove Bank from December 2006 to August 2012. Nick is responsible for new business development, underwriting loans, and managing loan portfolios in commercial real estate and business banking. He holds an MBA from Nova Southeastern University and a Bachelor's degree in Accounting from St. Thomas University.