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Josh Howard, CPCU, has extensive experience in the insurance industry, currently serving as a Senior Underwriter at Greater New York Mutual Insurance Companies since September 2014, where responsibilities include evaluating new business submissions and negotiating terms for major NYC Metro-Area producers. Previous roles include Associate at Joseph J. Blake and Associates, Inc., analyzing commercial real estate appraisals, Analyst at Albert Risk Management Consultants, reviewing insurance policies for clients in various sectors, and Commercial Lines Underwriter at GNY Insurance Companies, specializing in Property & Casualty lines. An early career began at York International Agency, Inc., where initial responsibilities included support for commercial accounts and IT. Josh holds an MBA in Finance from Fordham Gabelli School of Business and a BS in Business Management from Binghamton University.