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Phil Runyard has a diverse work experience in various roles at different companies. Phil started their career in 2000 as a Control Analyst at Alstom Power. In 2003, they worked as a Financial Analyst at National Australia Bank before moving to Credit Suisse in 2005 as a Product Controller. From 2009 to 2017, they worked at Grant Street Group, initially as a Project Manager and then as a Product Manager. In 2018, they were promoted to Executive Director of E-payments and later became the Chief Strategist, Payments.

Phil Runyard received their MEng in Mechanical Engineering from the University of Bath from 1998 to 2003. Phil later obtained a Chartered Management Accountant degree in Accounting from CIMA from 2004 to 2009.