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Jhon Florez is a seasoned financial professional with a diverse background in commercial credit risk underwriting, real estate brokerage, and bilingual underwriting. Currently serving as a Senior Commercial Credit Risk Underwriter at Gorham Savings Bank since September 2021, Jhon leverages extensive international experience and expertise in financial modeling to provide in-depth data analysis. Previous roles include Associate Broker at Maine Real Estate Co. and Better Homes and Gardens Real Estate The Masiello Group, as well as a Relationship Banker at JPMorgan Chase & Co. and a Bilingual Underwriter at EVO Payments, Inc., where innovative credit risk programs were implemented. Jhon's foundational experiences also include roles in claims and marketing analysis, complemented by academic achievements in Global Studies, International Relations, and Marketing from various esteemed institutions.