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Daniel Chen is an accomplished Executive Director at Goldman Sachs, specializing in Transaction Banking since September 2019, focusing on digital product ownership. Prior experience includes a significant role at Lloyds Banking Group where Daniel managed innovation and strategy initiatives, overseeing FinTech experiments and portfolio management. Daniel's extensive background encompasses various managerial and analytical positions within the banking sector, including responsibilities in organisational effectiveness, credit management, and team leadership. With foundational experience through internships in law and a Bachelor's Degree in Law from the University of York, Daniel possesses a diverse skill set applicable to both financial services and technology-driven environments.