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Stephen Heath is an experienced business manager with a strong background in sales and team leadership across multiple sectors. Currently serving as Regional Business Manager and Regional Sales Manager at Golden Charter Ltd since August 2015, Stephen has been pivotal in leading initiatives in later life planning. Previously, Stephen worked as Sales Relationship Team Manager at Wesleyan Assurance Society, where management of a 12-person team involved vital support for over 40 financial advisers. Earlier roles at Divert Call Centre Services, HSBC, HFC Bank, and J.Sainsbury plc showcased expertise in operations management, sales development, and team coaching, directly contributing to substantial sales targets and fostering team performance. Stephen's consistent focus on training and mentorship has driven both individual and team success throughout a career spanning over three decades.