��������

Sergio Contardo has extensive experience in risk management and operations, currently serving as Gerente de Riesgo y Operaciones at Go Factoring since April 2019, a role that follows previous positions including Gerente de Cobranza y Normalizacion. Prior to this, Sergio held the position of Gerente de Operaciones y Finanzas at Baninter Factoring S.A. from July 2018 to February 2019, and returned to Go Factoring from July 2014 to June 2018 as Gerente de Riesgo y Operaciones and Sub Gerente Comercial. Sergio's career began as Jefe Nuevos Proyectos at Latitud90 from November 2010 to June 2014, and earlier as Ejecutivo Comercial at Tanner Servicios Financieros S.A. from May 2009 to November 2010. Academically, Sergio holds a degree in Ingeniero Comercial, Administracion de empresas from Universidad Finis Terrae, complemented by studies in Contabilidad y Finanzas for non-financial professionals at ESE Business School Chile and a diploma in Digital Transformation of Financial Services from Digital Bank.