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Bob Fraczkiewicz has over 15 years of experience in the credit industry. Bob started their career in 1992 as the Director of Credit at Tosco ConocoPhillips and held this role for 10 years. Bob then joined Premcor / Valero in 2002 where they continued to serve as the Director of Credit for 4 years. In 2007, Bob joined Global Companies LLC and initially worked as the Director of Credit before being promoted to Vice President, Credit in 2008.

Bob Fraczkiewicz completed their Bachelor of Science degree in Business/Finance from Rider University, which they attended from 1978 to 1981. Bob also obtained a NACM Certified Credit Executive (CCE) Professional Certification from NACM - Dartmouth College (Amos Tuck Graduate School of Business) between 1999 and 2001.