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Ryan Krapf has been with Girard, a Univest Wealth Division, since October 2004, starting as a Sr. Client Relations Specialist and currently holding the title of Vice President, Client Service Manager. Prior to this, Ryan worked at Univest Investments, Inc. as a Sr. Client Services Specialist. Before moving into the financial industry, Ryan worked as a Sales & Service Representative / Teller at Univest Bank & Trust. Ryan holds FINRA Licenses 6, 7, & 63 and a PA Life / Accident / Health Insurance License. Ryan attended Bloomsburg University of Pennsylvania from 1999 to 2003.