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Dale Kintzel, FRM, has extensive work experience in the field of financial economics and research. Dale started their career in 2004 at the Social Security Administration, where they served as a Financial Economist. In this role, they focused on asset allocation, scenario analysis, and sustainable income withdrawals. Dale also developed a Monte-Carlo model to assess ruin probabilities and their impact on individuals' investments. Additionally, they conducted economic analysis to estimate parameters for the valuation of the Social Security Trust Fund assets.

In 2020, Dale joined Ginnie Mae as a Senior Financial Economist. In this position, they are responsible for planning and conducting complex financial and economic research projects. Dale leads modeling efforts in the area of issuer default modeling and Risk Based Capital/G-fee analysis. Dale also serves as an expert technical advisor on financial economic research and the mortgage market.

Dale Kintzel, FRM, holds a Master of Arts (MA) degree in Economics and a Bachelor of Science (BS) degree in Economics from the University at Buffalo. In addition to their formal education, Dale has obtained several certifications including the Financial Risk Manager Certification (FRM®) from the GARP FRM Program in August 2018. Dale has also completed the Financial Engineering and Risk Management Part I and Part II courses from Coursera in March 2019. Furthermore, Dale has pursued an Advanced Graduate Certificate in Financial Economics from the State University of New York at Buffalo. Specific completion details for the certificate are not provided.