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Mr. Oliveira has been the Chief Risks Officer since March 2021. His background includes working at Itaú Bank for 15 years in the areas of credit, debt collection, process and operations. Mr. Oliveira joined Santander Group in 2006 working in Risks area, Head of Customer Service (SX) and Process Improvement. He also served as Chief Operating Officer at Banco Olé Bonsucesso Consignado before joining us at Getnet. Mr. Oliveira has a degree in Business Administration from Universidade Paulista – UNIP, with a specialization in Marketing from Universidade Paulista – UNIP, MBA in Risks and Finance from Universidade de São Paulo (University of São Paulo – USP) and MBA from INSPER SP.