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Victor Urbano is an experienced professional in credit risk management and entrepreneurship. Currently serving as Subdirector Riesgo de Crédito at Gentera since December 2021, Victor also co-founded Tlamati Spirits in March 2018. Prior to these roles, Victor held the position of Gerente Modelos y Metodologías de Riesgo de Crédito at Banco Compartamos from May 2012 to November 2021 and worked as Gerente Modelo Econometricos Salud at Vitamédica from December 2004 to December 2011, overseeing budget responsibilities for medical services at Bancomer and Banamex. Victor holds a Licenciatura en Actuaria, Estadística, Riesgos from Universidad Nacional Autónoma de México and a Master of Business Administration from Instituto Politécnico Nacional.