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Niko Fendi Lienata is a seasoned financial consultant with experience at Generali Indonesia since April 2018, where services include long-term financial planning and providing solutions to protect clients' financial assets. Prior to this role, Niko served as a marketing executive at Ray White Indonesia from September 2015 to September 2018, offering clients guidance on property sales and recommending suitable properties based on client needs. Niko holds a Bachelor's degree in Economic Development Studies from Universitas Achmad Yani (Uvaya) Banjarmasin, completed from 2001 to 2005.