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Candy T. has substantial work experience in the financial industry, starting in 2005 with Swee Seng Group as a Marketing Executive. In 2010, they joined Standard Chartered Bank and held various roles including Assistant Sales Manager, Branch Service Manager, Credit Analyst, Business Relationship Manager, and Credit Initiation Manager. In 2018, Candy T. moved to Funding Societies Singapore, where they initially served as a Credit Manager before being promoted to Senior Credit Manager. Presently, they hold the position of Head of Credit & Collections.

Candy T. obtained a Bachelor's degree in Marketing from the Singapore University of Social Sciences (SUSS) from 2009 to 2013. Prior to that, they attended Jurong Junior College in 2002. Candy T. has also obtained several certifications from Coursera in subjects such as Designing the Organization, Applications of Everyday Leadership, Portfolio and Risk Management, Data Science in Real Life, Foundations of Everyday Leadership, and Exploring and Producing Data for Business Decision Making in the year 2020.