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Karthik Sivaraman began their work experience in 2004 at Wipro Consulting as a Business Consultant. Karthik held this role from May 2004 to August 2005. In August 2005, Karthik joined Frontline Analysts as the Director of Fixed Income (Credit Research), where they have been working since then. The specific end dates for their role at Frontline Analysts are not provided.

Karthik Sivaraman completed their Bachelor of Engineering (BE) degree in Telecommunications Engineering from Bangalore University. Karthik then pursued a Post Graduate Diploma in Management (PGDM) specializing in Finance from IIM Calcutta between 2002 and 2004.