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Ipshita Ghoshdastidar has a strong background in credit research and analysis. Starting in 2008, they worked as a Management Trainee at the National Stock Exchange of India Limited. Ipshita then joined Amba Research in 2009 as a Credit Analyst, where they maintained credit coverage for money market funds and analyzed various sectors including oil & gas, utilities, and financial institutions. In 2010, Ipshita joined Bank of America as a Credit Analyst, responsible for underwriting and managing credit risks associated with loans and trading portfolios for European financial institutions. Ipshita then moved to Frontline Analysts in 2013 and worked as an Associate Director, providing detailed credit research for German and UK banks. Ipshita also covered US, Canadian, and Indian banks, as well as supranational organizations. In 2018, Ipshita continued their role as an Associate Director at Frontline Analysts, focusing on credit research for financial institutions.

Ipshita Ghoshdastidar completed their Master of Business Administration (MBA) in Finance, General from the Institute of Finance and International Management from 2007 to 2009. Prior to that, their education history indicates that they attended Barrackpore Gils' high school, although no specific years or degrees are provided for this period.