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Cesar Pereira holds extensive experience in credit recovery and operational strategies, currently serving as Gerente de Cobrança e Estrategias at DM since September 2023, focusing on digital transformation and team leadership. Previously, Cesar worked at FortBrasil as Head de Cobrança, overseeing credit recovery and digital initiatives that significantly increased digital engagement. Cesar's roles at organizations such as CRC, Banco PAN, and Itaú Unibanco involved strategic planning, process improvement, and compliance, while also managing large teams. Academic qualifications include an MBA in Banking Business from USP and a Graduate degree in Financial Business from FAAP, complemented by foundational education in Business at Universidade São Judas Tadeu.