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Craig Houchens began their work experience in 1990 at Eagle Bank, where they held the position of Executive VP. Craig worked there from June 1990 until October 2007. In 2011, Craig joined Forcht Bank as Market President.

Craig Houchens attended the University of Kentucky from 1986 to 1990, where they earned a Bachelor's degree in Finance. From 1995 to 1997, they attended the Graduate School of Banking at LSU, although no specific degree or field of study information was provided for this period.