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Paul R. Bretsen has over 30 years of work experience in the insurance industry. Paul R. began their career at The Hartford, where they held various underwriting roles, including Senior Underwriter and Property Underwriting Supervisor. In 1997, they joined Hartford Specialty Co as an Account Executive. In 2001, they joined Holmes Murphy & Associates as a Marketing Specialist. Since 2002, they have been working at FNIC Trusted insurance advisors, starting as an Account Executive and progressing to Vice President and later Senior Vice President.

Paul R. Bretsen, CPCU, AMIM holds a Bachelor of Business Administration (BBA) degree in Finance, General from The University of Texas at Austin, which they obtained from 1983 to 1987. Prior to that, they earned their High School Diploma from Clear Lake High School in 1983. In addition to their educational achievements, Bretsen also obtained the certifications of Associate in Marine Insurance Management (AMIM) from The Institutes in 1999 and Chartered Property Casualty Underwriter (CPCU) from The Institutes CPCU Society in 1998.