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Ricardo Simbolon is an experienced finance professional with a strong background in accounts payable and financial operations management. Since January 2022, Ricardo has been serving as a Finance Operations Manager at Flip, where responsibilities include project planning and oversight of aged debt management. Prior experience includes roles at Traveloka as an Assistant Manager of Accounts Payable, where supervision of AP activities was key, and at GO-JEK as a Finance Operations Junior Manager, focusing on workflow efficiency and team mentoring. Ricardo began the career in finance with positions at Lazada Group, Standard Chartered Bank, BRS Co. Ltd., and Prima Wahana Citra. Ricardo holds a degree in Economics, specializing in Accounting, from Universitas Advent Indonesia.