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Carl began his insurance career at Finansys, which was later acquired by FJA. In 2001, he architected FJA’s Product Machine and in 2002 applied the Product Modeling experience to US Healthcare. For the past 20 years, Carl has developed world-class software designed specifically for the unique needs of insurance carriers. He is responsible for all aspects of the company’s product and software development and delivery. He is driven by the quality and depth of both solutions and people. Carl has a Ph.D. in Software Engineering from one of Germany’s three Schools of Excellence, Achen University of Technology.