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Arnulfo Emmanuel Zaldivar Ruenes is a skilled professional in finance and consulting, currently serving as a Senior Analyst for Investment Fund & Asset Manager Ratings at Fitch Ratings since October 2024. Concurrently, Arnulfo works as a columnist and collaborator for Altavoz MX since September 2019. Previous experience includes roles as a Business Consultant at Galera, a Financial Planning Analyst at Crediclub, and an intern at Fitch Ratings in International Public Finance. Additionally, Arnulfo contributed as a teaching assistant for Econometrics at Tecnológico de Monterrey and was involved in research related to neurociences at Hospital Zambrano Hellion. Arnulfo earned a degree in Economics with a concentration in Business Finance from Tecnológico de Monterrey in June 2022.