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Tom Eck is a seasoned technology executive with extensive experience in the financial services and fintech sectors. As the Senior Vice President, CIO, and Head of AI at Fiserv since September 2020, Tom leads digital transformation initiatives and the development of AI-powered financial products. Previously, at IBM, Tom served as Chief Technology Officer, spearheading the launch of key platforms such as the IBM Open Banking Platform. Tom's career spans various leadership roles, including Head of Emerging Technologies at First Data Corporation, where notable achievements included leading the first commercial implementation of Apple Pay. Tom's educational background includes advanced degrees in Biotechnology and Computer Science from prestigious institutions, coupled with significant contributions to mobile solutions and software development across multiple organizations.