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Lloyd Smith CPA, CGA, CCE is the current CEO of FirstOntario Credit Union. Prior to this role, Lloyd held various executive positions within the company, including Divisional Chief Executive Officer, Chief Investment Officer, EVP and Chief Risk Officer. Lloyd has been with FirstOntario Credit Union since January 2003, starting as the Senior Vice President of Treasury & Corporate Services. Lloyd holds a Bachelor of Business Administration degree in Accounting and Finance from Goodman School of Business at Brock University.